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Market Snapshot

Median listing price
$150K

The median listing price in Birmingham, AL ZIP 35215 is $149,700 as of July 2026.

Median rent
$1,295/mo

The median market rent in Birmingham, AL ZIP 35215 is $1,295/month as of July 2026.

Days on market
64 days

The median days on market in Birmingham, AL ZIP 35215 is 64 days as of July 2026. The market is currently cold.

Gross rental yield
10.38%

At a median list price of $149,700 and a median rent of $1,295/month, the gross rental yield in Birmingham, AL ZIP 35215 is 10.38% as of July 2026.

Birmingham, AL 35215 Real Estate Market Report

ZIP Code: 35215

Report Date: July 2026

Market Temperature:
COLD

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
190
Active Listings
100
Sold Properties
90

Market Metrics

Median Listing Price
$149,700
Median Sold Price
$141,000
Median Price per Sqft
$105/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,295

Property Taxes

Property Tax Rate
0.78%

Liquidity & Velocity

Median Days on Market
64
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.

Price YoY Trend
flat
Market Temperature
cold
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Birmingham, AL are averaging 6.60%, which is 0.61% higher than the 5.99% rates observed in early 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. median sold price $141,000 is the primary indicator of recent transaction activity and suggests the neighborhood's realized market value is modestly below asking levels; the gap between median listing price and median sold price may indicate pricing friction as sellers adjust toward market-clearing levels.
  2. median days on market 64 points to slower sales velocity relative to hotter markets and suggests longer listing periods before sale, which may increase negotiating leverage for buyers while posing timing risks for sellers.
  3. median market rent $1,295 combined with a median price per square foot $105 signals rising rental demand (rent year-over-year trend: up), making rental income a growing component of property value for investors evaluating cash-flow potential.
  4. Market-level signals show a cold market temperature with price year-over-year trend flat and elevated interest rate pressure (current 30-year fixed rates around 6.60%, ~0.61% higher than early 2026), which together suggest cautious buyer responsiveness and increased emphasis on affordability in buyer negotiations.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

300 20th Ave Nw, Center Point, AL 35215
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds1 baths1,296 sqft
$425,000
Apr 1, 2026
$328/sqft
1636 Marlin Springs Rd, Center Point, AL 35215
Market Benchmark

Sold at market average

4 beds3 baths3,774 sqft
$415,000
May 1, 2026
$110/sqft
209 Westchester Dr, Birmingham, AL 35215
Premium

Sold above market average

3 beds2 baths1,320 sqft
$325,000
May 1, 2026
$246/sqft
173 Redstone Way, Birmingham, AL 35215
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,182 sqft
$155,000
Jun 1, 2026
$131/sqft
93 days on market
1240 Sunhill Rd Nw, Center Point, AL 35215
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,036 sqft
$153,600
Apr 1, 2026
$148/sqft
417 Burgundy Rd, Birmingham, AL 35215
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,588 sqft
$153,000
May 1, 2026
$96/sqft
924 August Dr, Birmingham, AL 35215
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,304 sqft
$140,000
Apr 1, 2026
$107/sqft
27 days on market
112 18th Ave Nw, Center Point, AL 35215
Value

Sold below market average

3 beds1 baths1,118 sqft
$57,500
Apr 1, 2026
$51/sqft
826 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$450/mo
35215 Avg Rent
35215 Cost to Own
Rent$1,295
Own$845

20% down, 6.49% rate, 0.8% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

35215 Avg nightly rate
35215 Avg occupancy (days/year)
Nightly rate$195/night
Occupancy195 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/10/2026

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