Birmingham, AL 35211 Real Estate Market Report

ZIP Code: 35211
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the Birmingham housing market, particularly in the 35211 ZIP code, shows a median sold price of $75,000, reflecting a stable market environment. The absence of historical sold price change data limits our ability to assess long-term trends, but the current pricing indicates a market that is neither significantly appreciating nor depreciating. The median listing price stands at $105,000, suggesting a notable gap between seller expectations and actual transaction values, which may create pricing friction for potential buyers.

Market activity appears to be characterized by 178 days on market, indicating a slower sales velocity and potentially elevated inventory levels. This trend suggests a shift towards a more neutral market temperature, with excess supply relative to sales activity. The median market rent of $1,376 continues to support affordability, a key strength for long-term market sustainability, even as the overall market temperature remains neutral.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Birmingham, AL, around 5.86% APR are 0.99% lower than the 6.85% average seen one year ago, presenting a favorable refinancing window for property owners.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $75,000 indicates a stable market, with a notable gap from the median listing price of $105,000, suggesting potential pricing friction.

2. With 178 days on market, the market is experiencing slower sales velocity, which may indicate a shift towards a more neutral market environment.

3. The median market rent of $1,376 supports affordability, contributing to long-term market sustainability despite the current pricing dynamics.

4. Current interest rate pressure is moderate, with 30-year fixed mortgage rates at 5.86%, which is favorable compared to last year's average, potentially encouraging refinancing among property owners.

5. Overall, the market temperature is neutral, reflecting a balance between supply and demand, with elevated inventory levels relative to sales activity.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.