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Market Snapshot

Median listing price
$100K

The median listing price in Birmingham, AL ZIP 35207 is $100,000 as of June 2026.

Median rent
$995/mo

The median market rent in Birmingham, AL ZIP 35207 is $995/month as of June 2026.

Days on market
223 days

The median days on market in Birmingham, AL ZIP 35207 is 223 days as of June 2026. The market is currently neutral.

Gross rental yield
11.94%

At a median list price of $100,000 and a median rent of $995/month, the gross rental yield in Birmingham, AL ZIP 35207 is 11.94% as of June 2026.

STR vs LTR
$1,284/mo STR · $995/mo LTR

In Birmingham, AL ZIP 35207, median Airbnb revenue is $1,284/month compared to median long-term rent of $995/month as of June 2026.

Birmingham, AL 35207 Real Estate Market Report

ZIP Code: 35207

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
21
Active Listings
8
Sold Properties
13

Market Metrics

Median Listing Price
$100,000
Median Sold Price
$90,500
Median Price per Sqft
$79/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$995

Property Taxes

Property Tax Rate
0.64%

Liquidity & Velocity

Median Days on Market
223
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the 35207 area average approximately 6.5%, reflecting a stable market environment for property owners compared to the broader 2026 rate fluctuations.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market value indicator is the median sold price of $90,500, which points to modest transaction-level pricing and suggests recent closed sales are below asking expectations; this pricing gap, relative to the median listing price of $100,000, may indicate pricing friction between sellers and buyers in the current cycle.
  2. Liquidity appears muted based on a long median days on market of 223 days, which should be interpreted as slower sales velocity rather than absence of demand; this extended time-to-contract may mean sellers need more realistic pricing or longer marketing windows to complete transactions (slower sales velocity).
  3. Market-level momentum shows prices are trending up year-over-year while the market temperature is reported as neutral, a combination that supports stable appreciation without overheating; investors and owner-occupants should expect measured price growth and balanced negotiating conditions.
  4. Rental fundamentals are supportive: the median market rent is $995 and rent trends are up, which, together with moderate interest rate pressure and local 30-year fixed mortgage rates near 6.5%, implies ongoing demand for rental housing and potential upside for buy-and-hold strategies if acquisition pricing aligns with realized sold prices (rental demand strengthening).

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

4826 Leola Ln, Birmingham, AL 35207
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds2 baths1,120 sqft
$242,000
May 1, 2026
$216/sqft/sqft
209 days on market
4417 Campbell Ln, Birmingham, AL 35207
Premium

Sold above market average

3 beds1 baths1,479 sqft
$170,000
May 1, 2026
$115/sqft/sqft
217 days on market
2312 32nd Ave N, Birmingham, AL 35207
Premium

Sold above market average

3 beds1 baths1,102 sqft
$159,000
May 1, 2026
$144/sqft/sqft
369 days on market
2270 Smithfield Ln N, Birmingham, AL 35207
Market Benchmark

Sold at market average

3 beds1 baths1,226 sqft
$105,000
May 1, 2026
$86/sqft/sqft
178 days on market
3335 31st Pl N, Birmingham, AL 35207
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds1 baths882 sqft
$97,000
May 1, 2026
$110/sqft/sqft
500 days on market
3731 1st Pl W, Birmingham, AL 35207
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,215 sqft
$94,900
May 1, 2026
$78/sqft/sqft
102 days on market
3625 43rd Ave N, Birmingham, AL 35207
Value

Sold below market average

3 beds1 baths1,043 sqft
$56,800
Mar 1, 2026
$54/sqft/sqft
3708 42nd Ave N, Birmingham, AL 35207
Value

Sold below market average

3 beds1 baths876 sqft
$54,900
May 1, 2026
$63/sqft/sqft
393 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$461/mo
35207 Avg Rent
35207 Cost to Own
Rent$995
Own$534

20% down, 6.53% rate, 0.6% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

35207 Avg nightly rate
35207 Avg occupancy (days/year)
Nightly rate$133/night
Occupancy101 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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