San Antonio, TX 78245 Real Estate Market Report

ZIP Code: 78245
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in San Antonio 78245 are 6.29% compared to the 5.99% average observed in January 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. 232,000 is the primary indicator of market value based on recent transactions; the median sold price suggests stabilized pricing and, given the flat year-over-year price trend, appears consistent with a balanced-to-slightly buyer-leaning local market.

2. 296,000 in median listing price remains materially higher than the median sold price, which may indicate seller expectations are above recent transaction levels and could create pricing friction that supports buyer negotiating room.

3. 107 median days on market points to slower sales velocity relative to peak-market conditions and suggests moderate transaction cadence where buyers have more time to evaluate options and sellers may need to adjust terms.

4. 1,700 median market rent combined with a rent year-over-year trend of down implies weaker near-term rental momentum; financing pressure is present with current 30-year fixed mortgage rates in San Antonio 78245 at 6.29% compared to the 5.99% average observed in January 2026, indicating moderate interest rate pressure on affordability.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.