San Antonio, TX 78245 Real Estate Market Report

ZIP Code: 78245
Report Date: February 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of February 2026, the real estate market in San Antonio, TX (ZIP: 78245) is characterized by a median sold price of $254,999, reflecting a stable market environment. The neighborhood has experienced a flat price trend, indicating that recent sales have not significantly deviated from previous values. This stability in sold prices suggests a balanced market where buyer and seller expectations are aligning, despite the presence of elevated inventory levels.

The market is currently witnessing 166 median days on market, which points to slower sales velocity and a potential recalibration in buyer demand. The median listing price stands at $298,950, creating a notable gap between listing and sold prices that may indicate pricing friction. Overall, the market appears to be adjusting to a neutral temperature, with moderate interest rates expected to sustain demand throughout 2026, even as rental prices trend downward, enhancing affordability in the area.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the San Antonio TX 78245 area around 6.00% are slightly higher than recent averages seen in early 2026 around 5.73%.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $254,999 reflects a stable market, with prices showing a flat trend year-over-year.

2. Current median days on market of 166 indicate a slower sales velocity, suggesting elevated inventory levels relative to sales activity.

3. The median listing price of $298,950 creates a significant gap compared to the sold price, indicating potential pricing friction in the market.

4. With median market rent at $1,790, rental prices are trending down, making the area more affordable compared to the national average.

5. The market temperature remains neutral, supported by moderate interest rates around 6.00%, which may help maintain demand despite current market conditions.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.