New Braunfels, TX 78132 Real Estate Market Report
ZIP Code: 78132
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in New Braunfels, TX, are averaging 6.39%, which reflects the broader market volatility experienced throughout 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The primary market-value signal is the median sold price of 302,070, which indicates realized transaction levels and—given other metrics—suggests a downward pricing environment for recent SFR and condo sales in ZIP 78132.
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There is a notable spread between the median listing price of 659,250 and the median sold price, which may indicate pricing friction with sellers setting expectations above recent transaction levels; this spread appears alongside down price momentum and a cold market temperature.
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Liquidity appears soft: the median days on market of 100 points to slower sales velocity and prolonged marketing times, which may indicate downward pressure on achievable sale prices and increased negotiation leverage for buyers.
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Market fundamentals show caution for near-term performance—down price year-over-year trend, down rent year-over-year trend, and moderate interest rate pressure (current 30-year fixed rates averaging 6.39%) combine to create a cold market temperature; agents and sellers should prioritize realistic pricing and buyer-facing incentives while buyers can seek opportunities in the softer environment.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold below market average
Sold below market average
Sold below market average
Sold below market average
Sold below market average
New Braunfels, TX 78132 Real Estate Market Report
ZIP Code: 78132
Report Date: May 2026
Market Temperature: COLD
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Cold market indicates weak buyer demand relative to available inventory, typically characterized by declining or flat prices, extended days on market, and elevated inventory levels relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in New Braunfels, TX, are averaging 6.39%, which reflects the broader market volatility experienced throughout 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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median sold price is the primary indicator of realized market value, but a definitive median sold price is not available in the provided metrics; this absence means recent transaction-level pricing must be interpreted cautiously and cross-checked with listing context and the limited sales sample, as the representative recent sale signal may be weak.
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399,250 as the median listing price indicates seller-side pricing expectations; combined with a documented price year-over-year trend of down, this suggests listing expectations may be above where transactions are clearing and may lead to increased negotiation or price reductions.
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375 median days on market points to materially slower sales velocity and, together with elevated inventory relative to sales activity, may indicate pricing friction and longer marketing periods before contract — sellers should plan for extended holding time and buyers can expect more room for offers.
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The market temperature is cold with interest rate pressure rated as moderate; Current 30-year fixed mortgage rates in New Braunfels, TX, are averaging 6.39%, which, alongside a rent year-over-year trend of down, may constrain buyer purchasing power and soften near-term demand.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Sold above market average
Sold above market average
Sold below market average
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 0.9% tax
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
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