Cincinnati, OH 45219 Real Estate Market Report
ZIP Code: 45219
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in the 45219 area are averaging 6.37%, reflecting the prevailing market environment for property owners in Cincinnati.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The primary market indicator is the median sold price of 269,900, which positions recent transaction values well below the median listing price of 350,000 and suggests a meaningful gap between asking and achieved prices; sellers and appraisers should account for this spread when setting expectations and underwriting deals.
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Liquidity appears muted: the median days on market is 310, which signals slower sales velocity and pricing friction that may require longer marketing windows or targeted price adjustments to close transactions.
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Market balance is mixed—the market temperature is reported as neutral while the price year-over-year trend is up, and rent year-over-year trend is up; investors and landlords should note the combination of rising rents and stable-to-rising prices when evaluating hold vs. sell decisions, while remaining cautious about balanced market dynamics.
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Interest rate and cost-of-capital considerations are adverse: interest rate pressure is elevated and local 30-year fixed mortgage rates are averaging 6.37%, which may constrain buyer purchasing power and lengthen decision timelines—price concessions or financing incentives could be effective to preserve deal flow.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold above market average
Sold below market average
Sold at market average
Sold at market average
Sold below market average
Cincinnati, OH 45219 Real Estate Market Report
ZIP Code: 45219
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in the 45219 area are averaging 6.37%, reflecting the prevailing market environment for property owners in Cincinnati.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
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The neighborhood’s primary market indicator, the 300,000 median sold price, points to the current transaction-level value for SFR and condo sales and represents recent completed activity, supporting a moderate price appreciation narrative.
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Liquidity appears muted given a 374 median days on market, which suggests slower sales velocity and pricing friction compared with a faster-moving market; this may indicate more negotiation room for buyers and longer decision windows for sellers.
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Unit-level pricing shows a 237 median price per square foot alongside a 2,175 median market rent, which together suggest rent levels remain supportive of property values while sales are trading at a measured pace; monitor rent growth for further validation since rent year-over-year trend is reported as up.
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Financing and macro pressure are non-trivial: prevailing 30-year fixed mortgage rates are averaging 6.37% locally and interest rate pressure is characterized as elevated, which may constrain buyer purchasing power and temper near-term demand despite a neutral market temperature.
Notable Properties
The following 3 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold at market average
Sold at market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.3% rate, 1.4% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 5/1/2026
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