Cincinnati, OH 45219 Real Estate Market Report

ZIP Code: 45219
Report Date: April 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

The median sold price in Cincinnati, OH (ZIP: 45219) is $274,000, reflecting a stable market with moderate price appreciation. This indicates a healthy demand for properties, as the market is experiencing consistent activity despite the current economic conditions. The neighborhood has increased up since 2023, suggesting a positive trend in property values.

Transaction activity shows signs of a balanced market, with 318 days on the market indicating slower sales velocity. Elevated inventory levels relative to the number of sales suggest that while demand remains steady, there may be excess supply that could influence future pricing dynamics. The market temperature is currently neutral, indicating a stable environment where buyers and sellers are finding common ground.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Cincinnati, OH are averaging 6.61% compared to 5.21% when loans typically originated in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median listing price is $349,900, which may indicate seller expectations are higher than recent sales, creating potential pricing friction.

2. The median days on market of 318 suggests a slower sales velocity, which could be a signal for buyers to negotiate more effectively.

3. The median market rent stands at $1,700, reflecting strong rental demand and moderate rent increases in the area.

4. The property tax rate is 2.38%, which may influence buyer affordability and investment decisions in the market.

5. Current mortgage rates are averaging 6.61%, which is up from 5.21% in 2026, indicating moderate interest rate pressure that could affect buyer purchasing power.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.