Cincinnati, OH 45236 Real Estate Market Report

ZIP Code: 45236
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Cincinnati, OH are approximately 6.4%, which is 0.4% higher than the 6.0% average observed for typical loans in this area earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. median sold price $299,000 is the primary indicator of recent transaction value in 45236 and suggests realized market value is below asking levels given the median listing price $329,900; this gap may indicate pricing friction between seller expectations and closed transactions.

2. The neighborhood shows a price trajectory with price year-over-year trend up while overall market temperature is described as neutral, implying steady appreciation but a balanced pace of transactions rather than a heated market.

3. The median days on market 245 points to slower transaction velocity and longer time-to-close for SFR and condo listings; this extended marketing time may require pragmatic pricing or targeted marketing to improve liquidity.

4. Rental conditions show a strengthening rent environment with median market rent $1,781 and rent year-over-year trend up; meanwhile interest rate pressure is noted as moderate with current 30-year fixed mortgage rates at approximately 6.4%, which is 0.4% higher than the 6.0% average earlier in 2026, suggesting financing costs are a modest headwind for some buyers.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Cincinnati, OH 45236 Real Estate Market Report

ZIP Code: 45236
Report Date: May 2026
Market Temperature: NEUTRAL
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Cincinnati, OH are approximately 6.4%, which is 0.4% higher than the 6.0% average observed for typical loans in this area earlier in 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary indicator, the median sold price is 222,450, signaling current market value based on completed transactions; coupled with a up price year-over-year trend, this suggests realized appreciation in recent sales activity.

2. Liquidity appears limited: the median days on market is 287, which points to slower sales velocity and pricing friction despite the sample indicating relatively constrained active supply; sellers should expect longer marketing periods before contract.

3. Pricing density shows the median price per square foot at 182, which together with the prolonged days on market suggests buyers are selective and price-sensitive at current per-square-foot levels—price adjustments or targeted upgrades may be necessary to accelerate offers.

4. Rental dynamics are supportive: the median market rent is 1,851 and the rent year-over-year trend is up, indicating rising rental demand that can underpin investor interest; however, moderate interest rate pressure (moderate) and a 30-year fixed mortgage comparison near 6.4% should be considered when evaluating cashflow and financing feasibility.

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Notable Properties

The following 7 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.