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Market Snapshot

Median listing price
$290K

The median listing price in Cincinnati, OH ZIP 45214 is $290,000 as of June 2026.

Median rent
$1,195/mo

The median market rent in Cincinnati, OH ZIP 45214 is $1,195/month as of June 2026.

Days on market
382 days

The median days on market in Cincinnati, OH ZIP 45214 is 382 days as of June 2026. The market is currently neutral.

Gross rental yield
4.94%

At a median list price of $290,000 and a median rent of $1,195/month, the gross rental yield in Cincinnati, OH ZIP 45214 is 4.94% as of June 2026.

STR vs LTR
$2,035/mo STR · $1,195/mo LTR

In Cincinnati, OH ZIP 45214, median Airbnb revenue is $2,035/month compared to median long-term rent of $1,195/month as of June 2026.

Cincinnati, OH 45214 Real Estate Market Report

ZIP Code: 45214

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
16
Active Listings
11
Sold Properties
5

Market Metrics

Median Listing Price
$290,000
Median Sold Price
$84,500
Median Price per Sqft
$93/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,195

Property Taxes

Property Tax Rate
1.29%

Liquidity & Velocity

Median Days on Market
382
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates for properties in 45214 are 6.375% compared to the 5.95% average seen when typical loans in this area originated in early 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. $84,500 is the primary indicator of realized market value based on recent transactions; this median sold price suggests that recent closings are materially below the median listing price of $290,000, which may indicate pricing friction between seller expectations and actual transaction outcomes. neutral market signals imply careful pricing is important.
  2. The market shows slow sales velocity with a median days on market of 382, which appears to reflect longer time-to-contract for closed deals and suggests pricing friction or constrained buyer-seller alignment rather than rapid turnover.
  3. Inventory in the analyzed sample is described as constrained supply, which, combined with a price year-over-year trend of up, suggests that sellers who price competitively may still realize transactions while less-aggressive pricing may face extended market exposure.
  4. Rental fundamentals are strengthening: the median market rent of $1,195 and a rent year-over-year trend of up indicate rising rent pressure; with interest rate pressure at moderate and a market temperature of neutral, investors should weigh financing cost sensitivity against improving rent momentum.

Notable Properties

The following 7 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

924 Findlay St, Cincinnati, OH 45214
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds2 baths2,429 sqft
$235,000
Apr 1, 2026
$97/sqft/sqft
1205 days on market
2480 Seegar Ave, Cincinnati, OH 45214
Premium

Sold above market average

- beds1 baths1,188 sqft
$140,000
Apr 1, 2026
$118/sqft/sqft
2472 Seegar Ave, Cincinnati, OH 45214
Premium

Sold above market average

2 beds1 baths758 sqft
$140,000
Apr 1, 2026
$185/sqft/sqft
1976 Queen City Ave, Cincinnati, OH 45214
Premium

Sold above market average

2 beds1 baths1,080 sqft
$114,000
Apr 1, 2026
$106/sqft/sqft
145 days on market
1976 Queen City Ave, Cincinnati, OH 45214
Premium

Sold above market average

2 beds1 baths1,080 sqft
$114,000
Apr 1, 2026
$106/sqft/sqft
145 days on market
1009 Eliza St, Cincinnati, OH 45214
Value

Sold below market average

4 beds1 baths1,708 sqft
$111,000
Apr 1, 2026
$65/sqft/sqft
1009 Eliza St, Cincinnati, OH 45214
Value

Sold below market average

4 beds1 baths1,708 sqft
$111,000
Apr 1, 2026
$65/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$651/mo
45214 Avg Rent
45214 Cost to Own
Rent$1,195
Own$544

20% down, 6.53% rate, 1.3% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

45214 Avg nightly rate
45214 Avg occupancy (days/year)
Nightly rate$207/night
Occupancy117 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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