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Market Snapshot

Median listing price
$974K

The median listing price in Bedford, NH ZIP 03110 is $973,500 as of June 2026.

Median rent
$3,200/mo

The median market rent in Bedford, NH ZIP 03110 is $3,200/month as of June 2026.

Days on market
323 days

The median days on market in Bedford, NH ZIP 03110 is 323 days as of June 2026. The market is currently hot.

Gross rental yield
3.94%

At a median list price of $973,500 and a median rent of $3,200/month, the gross rental yield in Bedford, NH ZIP 03110 is 3.94% as of June 2026.

Bedford, NH 03110 Real Estate Market Report

ZIP Code: 03110

Report Date: June 2026

Market Temperature:
HOT

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
39
Active Listings
14
Sold Properties
25

Market Metrics

Median Listing Price
$973,500
Median Sold Price
$634,450
Median Price per Sqft
$176/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$3,200

Property Taxes

Property Tax Rate
1.35%

Liquidity & Velocity

Median Days on Market
323
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Price YoY Trend
up
Market Temperature
hot
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Bedford, NH, are averaging approximately 6.72%, reflecting a high-rate environment for property owners in this market compared to recent historical benchmarks.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The primary market indicator, the median sold price of 634,450, establishes recent transaction-level value in Bedford and suggests realized prices are notably lower than asking expectations given the median listing price of 973,500, which may indicate pricing friction and elevated seller expectations relative to completed sales. pricing spread
  2. A median days on market of 323 points to slower sales velocity and longer marketing periods for closed transactions; this extended time-to-contract may indicate buyers are more selective or that some listings require price adjustments before achieving sale. slower liquidity
  3. Local market fundamentals show a hot market temperature with prices trending up and rents trending up; the median market rent of 3,200 supports sustained rental demand and may underpin investor interest in the area. rising rents
  4. Macro financing conditions are a headwind: interest rate pressure is described as elevated and current 30-year fixed mortgage rates in Bedford are averaging approximately 6.72%, which may constrain purchaser affordability and temper near-term purchasing power even as the market remains hot. elevated interest rate pressure

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

7 Champagne Ter, Bedford, NH 03110
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds5 baths11,259 sqft
$2,180,000
Mar 1, 2026
$194/sqft/sqft
4071 days on market
6 Esther Dr, Bedford, NH 03110
Market Benchmark

Sold at market average

4 beds4 baths11,040 sqft
$1,925,000
Apr 1, 2026
$174/sqft/sqft
105 days on market
14 Bills Way, Bedford, NH 03110
Market Benchmark

Sold at market average

4 beds3 baths7,292 sqft
$1,250,000
Apr 1, 2026
$171/sqft/sqft
1519 days on market
56 Nathan Cutler Dr, Bedford, NH 03110
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths5,113 sqft
$675,000
Mar 1, 2026
$132/sqft/sqft
28 Wendover Way, Bedford, NH 03110
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

2 beds1 baths3,968 sqft
$655,000
Apr 1, 2026
$165/sqft/sqft
69 days on market
12 Hersey St, Bedford, NH 03110
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths2,613 sqft
$650,000
Apr 1, 2026
$249/sqft/sqft
396 days on market
196 Nashua Rd, Bedford, NH 03110
Value

Sold below market average

1 beds1 baths1,940 sqft
$305,000
May 1, 2026
$157/sqft/sqft
2 Merry St, Bedford, NH 03110
Value

Sold below market average

2 beds1 baths1,540 sqft
$239,000
Apr 1, 2026
$155/sqft/sqft
427 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$919/mo
03110 Avg Rent
03110 Cost to Own
Rent$3,200
Own$4,119

20% down, 6.53% rate, 1.4% tax

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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