Market Snapshot
- Median listing price
- $300K
- Median rent
- $1,395/mo
- Days on market
- 45 days
- Gross rental yield
- 5.58%
The median listing price in Urbandale, IA ZIP 50322 is $300,000 as of July 2026.
The median market rent in Urbandale, IA ZIP 50322 is $1,395/month as of July 2026.
The median days on market in Urbandale, IA ZIP 50322 is 45 days as of July 2026. The market is currently neutral.
At a median list price of $300,000 and a median rent of $1,395/month, the gross rental yield in Urbandale, IA ZIP 50322 is 5.58% as of July 2026.
Urbandale, IA 50322 Real Estate Market Report
ZIP Code: 50322
Report Date: July 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Urbandale, IA are 6.54%, which is 0.66% higher than the 5.875% average observed for typical loans in this market earlier in 2026.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The neighborhood’s primary market signal is the median sold price of 303,550, which represents recent transaction-level market value and, combined with a median days on market of 45, suggests a measured sales cadence that appears balanced rather than frenetic.
- The median listing price is 300,000 versus the median sold price of 303,550, which may indicate modest pricing alignment between seller expectations and final sale outcomes and is consistent with the broader flat price year‑over‑year trend reported for the area.
- Interest-rate pressure is elevated and current 30‑year fixed mortgage rates of 6.54% are 0.66% higher than earlier 2026 averages; this elevated interest rate pressure may be constraining buyer purchasing power and contributing to more deliberate negotiation dynamics in the market (elevated interest rate pressure).
- Rental fundamentals show a median market rent of 1,395 while rent year‑over‑year trend is down, and the median price per square foot of 204 indicates pricing that buyers and investors should treat cautiously given the softer rent momentum and the market temperature classified as neutral (down rental trend).
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold below market average
Quick sale indicating strong buyer demand and competitive market conditions.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Quick sale indicating strong buyer demand and competitive market conditions.
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.55% rate, 1.5% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 7/20/2026
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