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Market Snapshot

Median listing price
$275K

The median listing price in Eldora, IA ZIP 50627 is $275,000 as of June 2026.

Median rent
$475/mo

The median market rent in Eldora, IA ZIP 50627 is $475/month as of June 2026.

Days on market
27 days

The median days on market in Eldora, IA ZIP 50627 is 27 days as of June 2026. The market is currently neutral.

Gross rental yield
2.07%

At a median list price of $275,000 and a median rent of $475/month, the gross rental yield in Eldora, IA ZIP 50627 is 2.07% as of June 2026.

STR vs LTR
$917/mo STR · $475/mo LTR

In Eldora, IA ZIP 50627, median Airbnb revenue is $917/month compared to median long-term rent of $475/month as of June 2026.

Eldora, IA 50627 Real Estate Market Report

ZIP Code: 50627

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code has limited residential inventory. Metrics are based on all available residential property types, so treat conclusions as directional rather than precise.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
12 Months
Total Properties Analyzed
2
Active Listings
1
Sold Properties
1

Market Metrics

Median Listing Price
$275,000
Median Sold Price
$111,225
Median Price per Sqft
$179/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$475

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.98%

Liquidity & Velocity

Liquidity metrics unavailable due to insufficient data quality.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Eldora, IA market average 6.63%, reflecting a stable environment for property owners compared to earlier 2026 benchmarks.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. median sold price is the primary indicator of market value and recent transaction activity in Eldora, IA; however, a reliable median sold price is not provided in the available metrics (likely due to limited sample reporting or data availability), so recent transaction-level valuation should be interpreted with caution. use caution
  2. price year-over-year trend is up, indicating that sold prices have trended higher year-over-year; combined with a reported neutral market temperature, this suggests price appreciation is occurring without strong overheating.
  3. Sample-level supply dynamics point to a relatively constrained active supply in the analyzed sample, which may indicate steadier pricing power and moderate transaction volume rather than rapid turnover; liquidity appears balanced rather than one-sided given the neutral market temperature.
  4. Local carrying-cost context shows 6.63% average for current 30-year fixed mortgage rates in the Eldora market, a signal of moderate interest rate pressure that may temper buyer urgency, while median market rent is 475 with a rent year-over-year trend of up, supporting rental demand as a complementary value driver for investors.

Notable Properties

The following 1 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

701 15th St, Eldora, IA 50627
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

3 beds1 baths1,132 sqft
$76,716
Jan 1, 2026
$68/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$213/mo
50627 Avg Rent
50627 Cost to Own
Rent$475
Own$688

20% down, 6.53% rate, 1.0% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

50627 Avg nightly rate
50627 Avg occupancy (days/year)
Nightly rate$119/night
Occupancy70 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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