Hartford, CT 06105 Real Estate Market Report

ZIP Code: 06105
Report Date: May 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Hartford, CT 06105 are 6.5%, which is consistent with the 2026 annual average of 6.4% for typical loans in this area.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary market value indicator is the median sold price: the 535,000 median sold price signals strong realized pricing for recent SFR and condominium transactions in a hot market with an overall up price year-over-year trend.

2. Liquidity appears constrained despite prolonged marketing times: the median days on market of 285 suggests slower sales velocity and potential pricing friction between sellers and buyers, which may prolong negotiation timelines.

3. Pricing context shows moderate unit-level valuation: the median price per square foot is 153 and the median market rent is 1,500, providing a baseline for comparing comparable SFR and condo listings and for setting realistic seller expectations about market-level pricing.

4. Financing and macro pressure remain a headwind: elevated interest rate pressure is present—Current 30-year fixed mortgage rates in Hartford, CT 06105 are 6.5%, which is consistent with the 2026 annual average of 6.4%—and this may temper buyer affordability even as the market temperature remains hot.

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Notable Properties

The following 6 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Hartford, CT 06105 Real Estate Market Report

ZIP Code: 06105
Report Date: May 2026
Market Temperature: HOT
Scope: This ZIP code analysis focuses on condominium properties. Metrics are calculated from recent condo sales and active listings within the past 90 days.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

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Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Hartford, CT 06105 are 6.5%, which is consistent with the 2026 annual average of 6.4% for typical loans in this area.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The primary indicator of recent market value is the median sold price of $121,500, which anchors pricing expectations for SFR and condominium transactions in ZIP 06105 and suggests the representative recent sale level for comparable properties.

2. Despite the representative sale price, liquidity appears muted with a median days on market of 448, which may indicate slower sales velocity and pricing friction even as the market shows strong demand signals; slower transaction velocity should be expected when underwriting timelines.

3. Market strength is corroborated by a market temperature labeled hot and a price year-over-year trend of up, implying ongoing upward pressure on sold prices; investors and sellers should plan for competitive offers and limited room for price reductions given these conditions (hot).

4. Rental and unit-level value context: the median market rent is $1,450 and the median price per square foot is $141, while interest rate pressure is elevated with local 30-year fixed mortgage rates at 6.5% (consistent with a 2026 area average of 6.4%); these factors together suggest affordability headwinds that may temper buyer pool expansion despite rising rents and prices, so underwrite conservatively.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.