Market Snapshot
- Median listing price
- $315K
- Median rent
- $1,297/mo
- Days on market
- 326 days
- Gross rental yield
- 4.94%
- STR vs LTR
- $1,799/mo STR · $1,297/mo LTR
The median listing price in Tuscaloosa, AL ZIP 35404 is $315,000 as of June 2026.
The median market rent in Tuscaloosa, AL ZIP 35404 is $1,297/month as of June 2026.
The median days on market in Tuscaloosa, AL ZIP 35404 is 326 days as of June 2026. The market is currently neutral.
At a median list price of $315,000 and a median rent of $1,297/month, the gross rental yield in Tuscaloosa, AL ZIP 35404 is 4.94% as of June 2026.
In Tuscaloosa, AL ZIP 35404, median Airbnb revenue is $1,799/month compared to median long-term rent of $1,297/month as of June 2026.
Tuscaloosa, AL 35404 Real Estate Market Report
ZIP Code: 35404
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Tuscaloosa, AL, are averaging approximately 6.6%, reflecting a stable but elevated interest rate environment for property owners in this market compared to earlier 2026 benchmarks.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- The market's primary indicator, median sold price, is $160,000; this represents the most reliable signal of recent transaction value and suggests realized pricing is materially below asking levels in parts of the ZIP code. contextual
- Median listing price sits at $315,000, creating a notable gap versus the median sold price that may indicate pricing friction between seller expectations and recent transaction prices—this gap appears to be contributing to slower sales velocity.
- Median days on market is 326, which signals substantially slower transaction turnover and suggests listings are taking considerably longer to convert to sales; this long duration may reflect buyers' sensitivity to elevated financing costs and the current offer-ask disconnect. neutral
- Price year-over-year trend is up while market temperature is neutral and interest rate pressure is elevated; together these metrics suggest prices are rising but the pace of transactions is balanced rather than hot, and rising financing costs (elevated) may cap near-term buyer participation. up
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold above market average
Sold above market average
Sold below market average
Sold at market average
Sold at market average
Sold below market average
Sold below market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 0.4% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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