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Market Snapshot

Median listing price
$404K

The median listing price in Mountain Brk, AL ZIP 35213 is $404,000 as of July 2026.

Median rent
$2,250/mo

The median market rent in Mountain Brk, AL ZIP 35213 is $2,250/month as of July 2026.

Days on market
994 days

The median days on market in Mountain Brk, AL ZIP 35213 is 994 days as of July 2026. The market is currently hot.

Gross rental yield
6.68%

At a median list price of $404,000 and a median rent of $2,250/month, the gross rental yield in Mountain Brk, AL ZIP 35213 is 6.68% as of July 2026.

STR vs LTR
$1,787/mo STR · $2,250/mo LTR

In Mountain Brk, AL ZIP 35213, median Airbnb revenue is $1,787/month compared to median long-term rent of $2,250/month as of July 2026.

Mountain Brk, AL 35213 Real Estate Market Report

ZIP Code: 35213

Report Date: July 2026

Market Temperature:
HOT

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
95
Active Listings
10
Sold Properties
85

Market Metrics

Median Listing Price
$404,000
Median Sold Price
$762,500
Median Price per Sqft
$389/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,250

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.73%

Liquidity & Velocity

Median Days on Market
994
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Price YoY Trend
up
Market Temperature
hot
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates for properties in Mountain Brook, AL, are averaging 6.49%, which reflects the prevailing market environment for typical loans in this area as of July 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. median sold price: $762,500 is the clearest indicator of realized market value and confirms strong transaction pricing in Mountain Brook; given the market temperature is hot, recent sales are driving elevated price levels rather than listing expectations.
  2. median days on market: 994 suggests much slower sales velocity for the sample of closed transactions, which may indicate elongated negotiation timelines or selective buyer behavior despite the hot market temperature.
  3. There is meaningful pricing friction between median listing price: $404,000 and the median sold price: $762,500, which appears to reflect seller expectations that are materially higher than representative recent sale prices and may require focused pricing strategy or staging to align listings with realized transaction values.
  4. median price per square foot: $389 combined with median market rent: $2,250 and prevailing 30-year fixed mortgage rates averaging 6.49% (moderate interest rate pressure) suggests a premium-price residential market where investors and owner-occupiers should underwrite affordability carefully; overall inventory appears as a relatively constrained active supply, which may support continued price strength if demand persists.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

420 Meadow Brook Ln, Mountain Brk, AL 35213
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

4 beds4 baths5,406 sqft
$3,650,000
May 1, 2026
$675/sqft
5 Rockdell Ln, Mountain Brk, AL 35213
Premium

Sold above market average

4 beds2 baths2,616 sqft
$3,250,000
May 1, 2026
$1,242/sqft
751 Bentley Dr, Mountain Brk, AL 35213
Premium

Sold above market average

4 beds4 baths3,049 sqft
$3,150,000
Jun 1, 2026
$1,033/sqft
1407 days on market
4438 Mcelwain Ct, Birmingham, AL 35213
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds- baths1,524 sqft
$802,200
May 1, 2026
$526/sqft
4204 Old Leeds Ln, Mountain Brk, AL 35213
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

6 beds3 baths3,576 sqft
$800,000
May 1, 2026
$224/sqft
3541 Old Leeds Ct, Mountain Brk, AL 35213
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,646 sqft
$750,000
Apr 1, 2026
$456/sqft
1209 Wales Ave, Birmingham, AL 35213
Value

Sold below market average

3 beds1 baths1,139 sqft
$285,000
Apr 1, 2026
$250/sqft
1166 Cresthill Rd, Birmingham, AL 35213
Value

Sold below market average

3 beds2 baths1,146 sqft
$270,000
Jun 1, 2026
$236/sqft
96 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$2,287/mo
35213 Avg Rent
35213 Cost to Own
Rent$2,250
Own$4,537

20% down, 6.49% rate, 0.7% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

35213 Avg nightly rate
35213 Avg occupancy (days/year)
Nightly rate$171/night
Occupancy224 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/10/2026

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