GemHausNew report

Market Snapshot

Median listing price
$80K

The median listing price in Montgomery, AL ZIP 36104 is $79,900 as of June 2026.

Median rent
$1,050/mo

The median market rent in Montgomery, AL ZIP 36104 is $1,050/month as of June 2026.

Days on market
675 days

The median days on market in Montgomery, AL ZIP 36104 is 675 days as of June 2026. The market is currently neutral.

Gross rental yield
15.77%

At a median list price of $79,900 and a median rent of $1,050/month, the gross rental yield in Montgomery, AL ZIP 36104 is 15.77% as of June 2026.

STR vs LTR
$2,121/mo STR · $1,050/mo LTR

In Montgomery, AL ZIP 36104, median Airbnb revenue is $2,121/month compared to median long-term rent of $1,050/month as of June 2026.

Montgomery, AL 36104 Real Estate Market Report

ZIP Code: 36104

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
12 Months
Total Properties Analyzed
13
Active Listings
2
Sold Properties
11

Market Metrics

Median Listing Price
$79,900
Median Sold Price
$100,000
Median Price per Sqft
$51/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,050

Property Taxes

Property Tax Rate
0.86%

Liquidity & Velocity

Median Days on Market
675
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Key Findings

  1. The neighborhood-value signal is the median sold price of 100,000, which combined with a price year-over-year trend of up suggests recent transaction-level values are stable to modestly appreciating and should be the primary anchor for pricing decisions.
  2. Despite the median sold price anchoring value, the market exhibits much slower movement: the median days on market is 675, which implies slower sales velocity and potential pricing friction that sellers and investors should factor into time-to-liquidation assumptions.
  3. Unit-level fundamentals remain modest: the median price per square foot is 50.75 and the median market rent is 1,050, indicating a low cost-per-square-foot market with steady rental demand that may support buy-and-hold strategies if financing and cap-rate targets align.
  4. Inventory and market balance appear relatively constrained in the analyzed sample, while market temperature is described as neutral and interest rate pressure is elevated; together these factors suggest pricing should be set to attract buyers quickly rather than relying on rising-rate-driven demand to lift offers.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

356 Cloverdale Rd, Montgomery, AL 36104
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

- beds2 baths1,589 sqft
$212,500
Jul 1, 2025
$134/sqft/sqft
1319 days on market
1765 S Perry St, Montgomery, AL 36104
Value

Sold below market average

- beds2 baths4,250 sqft
$185,000
Jul 1, 2025
$44/sqft/sqft
323 Finley Ave, Montgomery, AL 36104
Premium

Sold above market average

- beds1 baths1,340 sqft
$150,000
Jun 1, 2025
$112/sqft/sqft
1202 S Perry St, Montgomery, AL 36104
Market Benchmark

Sold at market average

- beds2 baths2,891 sqft
$140,000
Jun 1, 2025
$48/sqft/sqft
1725 S Court St, Montgomery, AL 36104
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

- beds2 baths2,046 sqft
$100,868
Oct 1, 2025
$49/sqft/sqft
1375 days on market
1935 Norman Bridge Rd, Montgomery, AL 36104
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

- beds2 baths1,526 sqft
$89,884
Oct 1, 2025
$59/sqft/sqft
1480 days on market
30 Flood St Fl Ood, Montgomery, AL 36104
Value

Sold below market average

- beds1 baths1,585 sqft
$65,000
Jun 1, 2025
$41/sqft/sqft
766 days on market
139 Simpson St, Montgomery, AL 36104
Market Benchmark

Sold at market average

- beds1 baths992 sqft
$50,000
Jun 1, 2025
$50/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$443/mo
36104 Avg Rent
36104 Cost to Own
Rent$1,050
Own$607

20% down, 6.50% rate, 0.9% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

36104 Avg nightly rate
36104 Avg occupancy (days/year)
Nightly rate$148/night
Occupancy148 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

GemHaus

Get personalized market intelligence

View property-level details in Montgomery, AL get valuations, rent estimates, operating costs, and pro-forma insights.

Nearby Market Reports