Saint Albans, VT 05478 Real Estate Market Report

Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Market Metrics

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Rental Market

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.

Property Taxes

Liquidity & Velocity

Market Trends & Context

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

Key Findings

1. The neighborhood's representative recent sale is $366,000, making the median sold price the primary indicator of current market value; with the price year-over-year trend up, this suggests continued, albeit moderating, price appreciation that sellers can reference when setting expectations.
2. The median listing price is $349,000 while the median sold price is $366,000, which may indicate a pricing gap where seller expectations are somewhat aggressive relative to recent transaction prices; consider positioning offers or listing strategies to reflect this spread rather than relying on asking price alone.
3. Median days on market of 366 days points to slower sales velocity and prolonged marketing timelines; this extended time to contract suggests sellers should plan for longer holding periods and buyers may find more room to negotiate, though this does not alone prove weak liquidity.
4. Interest rate pressure is described as elevated and current mortgage conditions average 6.44% for a 30-year fixed, while rent year-over-year trend is down with median market rent at $1,750; elevated rates and softer rents may constrain affordability and buyer demand, so pricing strategies should account for these headwinds and for opportunities where inventory appears relatively constrained in the active sample.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.