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Market Snapshot

Median listing price
$624K

The median listing price in Charlottesville, VA ZIP 22901 is $624,000 as of June 2026.

Median rent
$1,775/mo

The median market rent in Charlottesville, VA ZIP 22901 is $1,775/month as of June 2026.

Days on market
287 days

The median days on market in Charlottesville, VA ZIP 22901 is 287 days as of June 2026. The market is currently neutral.

Gross rental yield
3.41%

At a median list price of $624,000 and a median rent of $1,775/month, the gross rental yield in Charlottesville, VA ZIP 22901 is 3.41% as of June 2026.

STR vs LTR
$2,143/mo STR · $1,775/mo LTR

In Charlottesville, VA ZIP 22901, median Airbnb revenue is $2,143/month compared to median long-term rent of $1,775/month as of June 2026.

Charlottesville, VA 22901 Real Estate Market Report

ZIP Code: 22901

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
184
Active Listings
86
Sold Properties
98

Market Metrics

Median Listing Price
$624,000
Median Sold Price
$517,350
Median Price per Sqft
$268/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,775

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
0.92%

Liquidity & Velocity

Median Days on Market
287
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
down
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
moderate

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Charlottesville, VA, are approximately 6.5% compared to the 6.0% average seen earlier in 2026, indicating that property owners who secured loans during that period locked in a more favorable rate.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's primary market indicator, the median sold price, is 517,350, which reflects recent transaction activity and should be treated as the principal signal of market value; downward price pressure is present according to broader trend data.
  2. The median listing price is 624,000 versus the median sold price of 517,350, a spread that suggests pricing friction where seller expectations appear above realized transaction values and may indicate negotiation room for buyers.
  3. Market liquidity is slow: the median days on market is 287, which points to slower sales velocity and, combined with the neutral market temperature, suggests a market that is balanced to cooling rather than accelerating.
  4. Rental fundamentals remain supportive for investors and landlords: the median market rent is 1,775 and rent year-over-year trend is up, while interest rate pressure is described as moderate, creating cautious lending conditions and modest yield support.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

1612 Rio Hill Dr, Charlottesville, VA 22901
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

- beds- baths143,170 sqft
$26,550,000
Mar 1, 2026
$185/sqft/sqft
2700 Barracks Rd, Charlottesville, VA 22901
Premium

Sold above market average

6 beds6 baths5,107 sqft
$5,000,000
Apr 1, 2026
$979/sqft/sqft
3793 Cow Path Ln, Charlottesville, VA 22901
Premium

Sold above market average

5 beds2 baths4,200 sqft
$4,000,000
Apr 1, 2026
$952/sqft/sqft
1941 Michael Pl, Charlottesville, VA 22901
Premium

Sold above market average

3 beds2 baths1,816 sqft
$605,000
Apr 1, 2026
$333/sqft/sqft
57 days on market
1490 Wickham Pond Dr, Charlottesville, VA 22901
Market Benchmark

Sold at market average

3 beds2 baths2,044 sqft
$595,000
Mar 1, 2026
$291/sqft/sqft
96 days on market
1620 Sawgrass Ct, Charlottesville, VA 22901
Premium

Sold above market average

2 beds2 baths1,822 sqft
$595,000
Mar 1, 2026
$327/sqft/sqft
279 days on market
903 Stonehenge Rd, Charlottesville, VA 22901
Value

Sold below market average

3 beds3 baths1,280 sqft
$277,000
Mar 1, 2026
$216/sqft/sqft
377 days on market
1217 Chatham Rdg, Charlottesville, VA 22901
Value

Sold below market average

3 beds1 baths1,172 sqft
$260,000
Mar 1, 2026
$222/sqft/sqft
2916 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$1,396/mo
22901 Avg Rent
22901 Cost to Own
Rent$1,775
Own$3,171

20% down, 6.53% rate, 0.9% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

22901 Avg nightly rate
22901 Avg occupancy (days/year)
Nightly rate$139/night
Occupancy138 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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