Market Snapshot
- Median listing price
- $953K
- Median rent
- $2,000/mo
- Days on market
- 308 days
- Gross rental yield
- 2.52%
- STR vs LTR
- $1,442/mo STR · $2,000/mo LTR
The median listing price in Lincoln, RI ZIP 02865 is $952,950 as of June 2026.
The median market rent in Lincoln, RI ZIP 02865 is $2,000/month as of June 2026.
The median days on market in Lincoln, RI ZIP 02865 is 308 days as of June 2026. The market is currently hot.
At a median list price of $952,950 and a median rent of $2,000/month, the gross rental yield in Lincoln, RI ZIP 02865 is 2.52% as of June 2026.
In Lincoln, RI ZIP 02865, median Airbnb revenue is $1,442/month compared to median long-term rent of $2,000/month as of June 2026.
Lincoln, RI 02865 Real Estate Market Report
ZIP Code: 02865
Report Date: June 2026
Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.
Market Overview
This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Market Metrics
The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.
Rental Market
Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.
Property Taxes
Liquidity & Velocity
Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.
Market Trends & Context
Understanding Market Temperature
A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.
Current Mortgage Rate Context
Market-level mortgage rate comparison for this area:
Current 30-year fixed mortgage rates in Lincoln, RI, are averaging approximately 6.6% as of June 2026, reflecting a period of elevated borrowing costs compared to the lower-rate environment seen earlier in the decade.
Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.
Key Findings
- $509,000 — The <strong>median sold price</strong> is the primary indicator of recent market value and suggests transactions are closing at this level; given the hot market temperature and up price year-over-year trend, sellers can expect continued price support in the near term.
- $952,950 — The <strong>median listing price</strong> sits well above the median sold price, which may indicate a meaningful gap between seller expectations and completed transactions and could create pricing friction for higher-priced inventory.
- 308 — The <strong>median days on market</strong> is 308, which points to slower sales velocity and suggests that even in a hot market there is extended time to transact; this may reflect selective buyer behavior or price resistance at current asking levels.
- $198 — The <strong>median price per square foot</strong> of $198 and a <strong>median market rent</strong> of $2,000 provide contextual benchmarks for valuation conversations, while moderate interest rate pressure (current 30-year fixed ~6.6%) may continue to constrain affordability and buyer pool depth.
Notable Properties
The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.
Recent Transactions
Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.
Sold below market average
Sold above market average
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Representative market sale establishing baseline for properties in the core neighborhood.
Sold at market average
Sold at market average
Investment Analysis
Compare rental income potential against ownership costs and benchmark against market averages.
Monthly rental income vs estimated ownership cost
20% down, 6.53% rate, 1.2% tax
Avg nightly rate and occupancy for this ZIP
Data Sources
Real estate market data & public records, and GemHaus® proprietary models.
Report generated: 6/1/2026
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