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Market Snapshot

Median listing price
$262K

The median listing price in Philadelphia, PA ZIP 19104 is $261,950 as of July 2026.

Median rent
$1,635/mo

The median market rent in Philadelphia, PA ZIP 19104 is $1,635/month as of July 2026.

Days on market
396 days

The median days on market in Philadelphia, PA ZIP 19104 is 396 days as of July 2026. The market is currently hot.

Gross rental yield
7.49%

At a median list price of $261,950 and a median rent of $1,635/month, the gross rental yield in Philadelphia, PA ZIP 19104 is 7.49% as of July 2026.

STR vs LTR
$1,707/mo STR · $1,635/mo LTR

In Philadelphia, PA ZIP 19104, median Airbnb revenue is $1,707/month compared to median long-term rent of $1,635/month as of July 2026.

Philadelphia, PA 19104 Real Estate Market Report

ZIP Code: 19104

Report Date: July 2026

Market Temperature:
HOT

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
70
Active Listings
43
Sold Properties
27

Market Metrics

Median Listing Price
$261,950
Median Sold Price
$189,950
Median Price per Sqft
$151/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,635

Property Taxes

Property Tax Rate
1.17%

Liquidity & Velocity

Median Days on Market
396
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Hot market indicates strong buyer demand with limited inventory, typically characterized by rising prices, quick sales (low days on market), and inventory levels below historical averages.

Price YoY Trend
down
Market Temperature
hot
Rent YoY Trend
up
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in Philadelphia 19104 are approximately 6.6%, which is 0.6% higher than the sub-6% rates observed in early 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's primary indicator, median sold price, is 189,950, which reflects recent transaction-level market value and, combined with a reported down price year-over-year trend, signals localized price softening despite a stronger metro backdrop.
  2. There is a notable spread between the median listing price of 261,950 and the median sold price of 189,950, which may indicate seller pricing optimism and pricing friction that could slow negotiated deals if sellers do not adjust expectations.
  3. The market shows slower sales velocity with a median days on market of 396, suggesting prolonged listing lifecycles and reduced transaction tempo for SFR and condominium properties in the sample.
  4. Rental fundamentals remain supportive with a median market rent of 1,635 and an upward rent year-over-year trend; however, elevated interest rate pressure and a current 30-year fixed rate of 6.6% (about 0.6% higher than earlier in 2026) create financing headwinds that may constrain owner-occupant purchasing power despite a hot market temperature.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

4420 Locust St, Philadelphia, PA 19104
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

6 beds2 baths2,250 sqft
$725,000
Apr 1, 2026
$322/sqft/sqft
2674 days on market
4316 Pine St, Philadelphia, PA 19104
Premium

Sold above market average

5 beds3 baths1,850 sqft
$575,000
May 1, 2026
$311/sqft/sqft
519 N 38th St, Philadelphia, PA 19104
Premium

Sold above market average

5 beds1 baths1,503 sqft
$572,500
May 1, 2026
$381/sqft/sqft
826 N Brooklyn St, Philadelphia, PA 19104
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,080 sqft
$165,000
Jul 1, 2026
$153/sqft/sqft
913 days on market
4035 Reno St, Philadelphia, PA 19104
Market Benchmark

Sold at market average

3 beds1 baths1,060 sqft
$150,000
Apr 1, 2026
$142/sqft/sqft
3843 Hamilton St, Philadelphia, PA 19104
Value

Sold below market average

- beds- baths3,036 sqft
$145,000
May 1, 2026
$48/sqft/sqft
3917 Wallace St, Philadelphia, PA 19104
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

3 beds1 baths1,248 sqft
$87,976
Jun 1, 2026
$70/sqft/sqft
16 days on market
3852 Cambridge St, Philadelphia, PA 19104
Value

Sold below market average

3 beds1 baths1,415 sqft
$50,000
May 1, 2026
$35/sqft/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

$435/mo
19104 Avg Rent
19104 Cost to Own
Rent$1,635
Own$1,200

20% down, 6.49% rate, 1.2% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

19104 Avg nightly rate
19104 Avg occupancy (days/year)
Nightly rate$187/night
Occupancy204 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 7/10/2026

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