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Market Snapshot

Median listing price
$592K

The median listing price in Chicago, IL ZIP 60631 is $592,400 as of June 2026.

Median rent
$2,250/mo

The median market rent in Chicago, IL ZIP 60631 is $2,250/month as of June 2026.

Days on market
312 days

The median days on market in Chicago, IL ZIP 60631 is 312 days as of June 2026. The market is currently neutral.

Gross rental yield
4.56%

At a median list price of $592,400 and a median rent of $2,250/month, the gross rental yield in Chicago, IL ZIP 60631 is 4.56% as of June 2026.

STR vs LTR
$1,949/mo STR · $2,250/mo LTR

In Chicago, IL ZIP 60631, median Airbnb revenue is $1,949/month compared to median long-term rent of $2,250/month as of June 2026.

Chicago, IL 60631 Real Estate Market Report

ZIP Code: 60631

Report Date: June 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
41
Active Listings
5
Sold Properties
36

Market Metrics

Median Listing Price
$592,400
Median Sold Price
$536,000
Median Price per Sqft
$341/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$2,250

Note: The relationship between property values and rental rates reflects different market dynamics. Higher-priced properties may have lower rental yields due to factors such as luxury market positioning, owner-occupancy preferences, or long-term appreciation strategies rather than immediate rental income maximization.


Property Taxes

Property Tax Rate
1.28%

Liquidity & Velocity

Median Days on Market
312
Sale-to-List Ratio
100.0%

Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
up
Market Temperature
neutral
Rent YoY Trend
up
Interest Rate Pressure
elevated

Key Findings

  1. $536,000 median sold price is the primary local valuation signal and, with prices reported as up year-over-year, sellers can justify firm asking strategies; action: align new listings to recent closed comps and avoid aggressive overpricing that conflicts with recorded transactions.
  2. 312 median days on market suggests slower sales velocity and pricing friction rather than immediate liquidity; action: sellers should consider targeted price adjustments, tighter contract timeframes, and enhanced marketing/staging to shorten days on market.
  3. $341 median price per square foot combined with a $2,250 median market rent and rent trends reported as up indicates rent growth supporting buy-and-hold economics; action: investors should prioritize cash-flow underwriting and lease-up plans but avoid deriving yields from these metrics alone.
  4. The neighborhood’s neutral market temperature alongside elevated interest rate pressure (interest rates reported as elevated) points to a balanced buyer-seller dynamic with financing headwinds; action: lenders and buyers should stress-test financing scenarios and sellers should be prepared for lengthier contingency periods.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

7140 N Odell Ave, Chicago, IL 60631
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

5 beds3 baths3,630 sqft
$1,000,000
May 1, 2026
$275/sqft/sqft
4224 days on market
7509 N Oleander Ave, Chicago, IL 60631
Premium

Sold above market average

3 beds1 baths1,230 sqft
$985,000
May 1, 2026
$801/sqft/sqft
439 days on market
6555 N Oxford Ave, Chicago, IL 60631
Premium

Sold above market average

4 beds3 baths2,324 sqft
$949,000
Apr 1, 2026
$408/sqft/sqft
3485 days on market
6622 W Bryn Mawr Ave, Chicago, IL 60631
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths1,237 sqft
$585,000
Apr 1, 2026
$473/sqft/sqft
7277 W Palatine Ave, Chicago, IL 60631
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

4 beds2 baths1,919 sqft
$570,000
May 1, 2026
$297/sqft/sqft
7106 W Schreiber Ave, Chicago, IL 60631
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,666 sqft
$561,000
Apr 1, 2026
$337/sqft/sqft
94 days on market
6516 N Nordica Ave, Chicago, IL 60631
Premium

Sold above market average

2 beds1 baths714 sqft
$366,000
Mar 1, 2026
$513/sqft/sqft
124 days on market
5610 N Ottawa Ave, Chicago, IL 60631
Value

Below-market acquisition. Investor purchase with value-add potential through renovation.

3 beds1 baths1,503 sqft
$345,000
May 1, 2026
$230/sqft/sqft
18 days on market

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$1,187/mo
60631 Avg Rent
60631 Cost to Own
Rent$2,250
Own$3,437

20% down, 6.50% rate, 1.3% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

60631 Avg nightly rate
60631 Avg occupancy (days/year)
Nightly rate$130/night
Occupancy172 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 6/1/2026

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