Cincinnati, OH 45207 Real Estate Market Report

ZIP Code: 45207
Report Date: March 2026
Market Temperature: NEUTRAL
Scope: Single-Family Residential (SFR) listings and comps only

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Executive Overview

As of March 2026, the real estate market in Cincinnati, OH (ZIP: 45207) is characterized by a median sold price of $250,000, reflecting a stable market environment. The neighborhood has increased 8% since 2022, indicating a positive trend in property values. Despite this appreciation, the market is experiencing elevated inventory levels, suggesting a shift towards a more balanced state where well-priced homes continue to attract competitive interest.

The median days on market stands at 296 days, which points to slower sales velocity and a potential need for sellers to adjust expectations. With a median listing price of $295,000, there exists a notable gap between asking prices and sold prices, indicating possible pricing friction. The overall market temperature is described as neutral, reflecting a stable environment with moderate transaction volume and a healthy economic backdrop supporting housing stability.

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Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Market Metrics

Note: The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

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Rental Market

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Property Taxes

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Liquidity & Velocity

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.

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Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates in the Cincinnati OH 45207 market are averaging around 6.00% to 6.50%, which is slightly higher than the 5.875% low seen just days ago, indicating a recent upward tick in borrowing costs.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.

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Key Findings

1. The median sold price of $250,000 suggests a stable market with recent appreciation.

2. With a median listing price of $295,000, there is a notable pricing gap that may indicate pricing friction for sellers.

3. The median days on market of 296 days reflects slower sales velocity, requiring potential adjustments in pricing strategies.

4. Market conditions are described as neutral, indicating a balanced environment with moderate transaction activity.

5. The median market rent of $1,464 suggests ongoing demand for rental properties, contributing to overall housing stability.

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Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.