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Market Snapshot

Median listing price
$320K

The median listing price in Durham, NC ZIP 27704 is $320,000 as of August 2026.

Median rent
$1,650/mo

The median market rent in Durham, NC ZIP 27704 is $1,650/month as of August 2026.

Days on market
52 days

The median days on market in Durham, NC ZIP 27704 is 52 days as of August 2026. The market is currently neutral.

Gross rental yield
6.19%

At a median list price of $320,000 and a median rent of $1,650/month, the gross rental yield in Durham, NC ZIP 27704 is 6.19% as of August 2026.

Durham, NC 27704 Real Estate Market Report

ZIP Code: 27704

Report Date: August 2026

Market Temperature:
NEUTRAL

Scope: This ZIP code analysis focuses on single-family residential (SFR) properties. Metrics are calculated from recent sales and active listings within the past 90 days.


Market Overview

This analysis is based on a sample of properties from this ZIP code (up to 200 sold properties and up to 100 active properties). The median prices below are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.

Analysis Window
90 Days
Total Properties Analyzed
191
Active Listings
100
Sold Properties
91

Market Metrics

Median Listing Price
$320,000
Median Sold Price
$283,000
Median Price per Sqft
$220/sqft

The property counts shown above represent only the properties analyzed in this report sample, not the total inventory for this ZIP code. Median prices are calculated from all available properties in the sample, while trend analysis uses properties from the selected analysis window.


Rental Market

Median Market Rent
$1,650

Property Taxes

Property Tax Rate
0.85%

Liquidity & Velocity

Median Days on Market
52
Sale-to-List Ratio
100.0%

Note: A Sale-to-List Ratio near 100% can occur when properties sell at or near their final listing price after price adjustments during the listing period, even when initial listing prices differ significantly from sale prices.


Market Trends & Context

Understanding Market Temperature

A Neutral market indicates balanced conditions where neither buyers nor sellers have a strong advantage, typically characterized by flat price trends, extended but stable days on market, and moderate inventory relative to sales.

Price YoY Trend
flat
Market Temperature
neutral
Rent YoY Trend
flat
Interest Rate Pressure
elevated

Current Mortgage Rate Context

Market-level mortgage rate comparison for this area:

Current 30-year fixed mortgage rates for properties in the 27704 area are averaging approximately 6.7% to 6.8%, reflecting a market environment where rates have fluctuated near these levels throughout 2026.

Note: Interest rate comparisons provide market context. The existing "Interest Rate Pressure" metric above shows the qualitative market impact.


Key Findings

  1. The neighborhood's primary market signal is the median sold price of $283,000, which represents the most reliable indicator of recent transaction value and suggests a moderate pricing tier for SFR and condo stock in 27704; use sold prices rather than asking prices when benchmarking comps.
  2. There is a meaningful gap between the median listing price of $320,000 and the median sold price, which may indicate pricing friction or seller optimism and suggests sellers are listing above what buyers are transacting at; pricing gap appears to be a key negotiation lever.
  3. Market liquidity shows slower velocity consistent with a median days on market of 52, implying longer marketing timeframes and more opportunity for buyers to negotiate; moderate transaction volume and elevated inventory relative to sales activity may be contributing to that pace.
  4. Macro headwinds are present: elevated interest rate pressure with regional mortgage rates averaging 6.7% to 6.8%, while price and rent trends are both reported as flat, and this combination supports a balanced, neutral market temperature rather than a strongly directional market.

Notable Properties

The following 8 properties represent notable market examples and recent transactions that illustrate key market dynamics. These are illustrative examples selected for their significance (top sales, market benchmarks, quick sales) and are not the basis for the statistical calculations shown above.

Recent Transactions

2423 Old Oxford Rd, Durham, NC 27704
Top Sale

Highest sale in the past 90 days. Fully renovated with modern finishes and premium lot positioning.

8 beds5 baths5,646 sqft
$1,053,000
Jun 1, 2026
$187/sqft
3107 E Geer St, Durham, NC 27704
Premium

Sold above market average

3 beds1 baths1,452 sqft
$904,000
Jun 1, 2026
$623/sqft
10 Cedar Bluff Ct, Durham, NC 27704
Premium

Quick sale indicating strong buyer demand and competitive market conditions.

3 beds2 baths1,498 sqft
$380,000
Jul 1, 2026
$254/sqft
25 days on market
2308 N Duke St, Durham, NC 27704
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,176 sqft
$300,000
May 1, 2026
$255/sqft
120 days on market
2304 N Duke St, Durham, NC 27704
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,988 sqft
$300,000
May 1, 2026
$151/sqft
3334 Hinson Dr, Durham, NC 27704
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds2 baths1,200 sqft
$297,000
Jun 1, 2026
$248/sqft
3307 Winston Rd, Durham, NC 27704
Market Benchmark

Representative market sale establishing baseline for properties in the core neighborhood.

3 beds1 baths1,025 sqft
$275,000
Jun 1, 2026
$268/sqft
8 days on market
1830 E Geer St, Durham, NC 27704
Value

Sold below market average

4 beds1 baths1,296 sqft
$100,000
Jul 1, 2026
$77/sqft

Investment Analysis

Compare rental income potential against ownership costs and benchmark against market averages.

Rent vs Cost to Own

Monthly rental income vs estimated ownership cost

-$92/mo
27704 Avg Rent
27704 Cost to Own
Rent$1,650
Own$1,742

20% down, 6.69% rate, 0.8% tax

Short-Term Rental

Avg nightly rate and occupancy for this ZIP

27704 Avg nightly rate
27704 Avg occupancy (days/year)
Nightly rate$188/night
Occupancy164 of 365 days

Data Sources

Real estate market data & public records, and GemHaus® proprietary models.

Report generated: 8/7/2026

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